Image a father and daughter in their kitchen making pancakes

  • BMO AIR MILES Mastercard and BMO AIR MILES World Elite Mastercard credit cards
  • Get 3x closer to your next Reward with BMO AIR MILES® Credit Cards

    Now, get 3x the AIR MILES® Reward Miles at participating Partners with a BMO®† AIR MILES® Mastercard®* or BMO®† AIR MILES® World Elite®* Mastercard®*.1

Always get 3x the Miles at participating Partners

Click a category below to find participating Partners near you.

BMO AIR MILES® Credit Card Benefits

  • BMO AIR MILES Mastercard

  • BMO AIR MILES® Mastercard®*

    • 3x the Miles at participating AIR MILES Partners (3 Miles per $25 spent)1
    • Earn rate is 1 Mile per $25 spent2
    • Benefits include no annual fee3
  • BMO AIR MILES World Elite Mastercard

  • BMO AIR MILES® World Elite* Mastercard®*

    • 3x the Miles at participating AIR MILES Partners (3 Miles per $12 spent)1
    • Earn rate is 1 Mile per $12 spent4
    • First year’s annual fee (of $120) is waived
    • Benefits include 15% discount on flights in North America, complimentary membership in Mastercard Airport Experiences provided by LoungeKey, with exclusive VIP access, as well as travel and medical protection coverage5,6,7

See how many more Miles you can get when spending $500/month at participating grocery Partners.*

*Example is for illustrative purposes only.

    • BMO AIR MILES Mastercard

    • BMO AIR MILES Mastercard
    • BMO AIR MILES World Elite Mastercard

    • BMO AIR MILES World Elite Mastercard
  • Participating grocery Partners

    • 123
    • Miles/month 3x Miles for every $12 spent
  • Non-participating grocers

    • 41
    • Miles/month 1 Mile for every $12 spent

Get Miles twice!

Remember to always show your AIR MILES Card when shopping with your BMO AIR MILES Credit Cards at AIR MILES Partners so you can get the most Miles.8

Hand holding an AIR MILES Collector Card

Frequently asked questions

  • BMO AIR MILES World Elite Mastercard:

    •  As a BMO AIR MILES World Elite Mastercard holder, you will now get rewarded even sooner with the new earn rate. You get 1 AIR MILES® Reward Mile for every $12 spent on all purchases, and 3x the Miles when using the credit card at participating Partners.

    •  That’s 3 Miles for every $12 spent on the credit card for the items you need most – like gas and groceries – at participating Partners. Plus, get 1 Mile for every $12 spent everywhere else.

    •  The “3x the Miles” benefit will be added to your BMO AIR MILES World Elite Mastercard starting May 2021 and applied to all purchases that appear on your June 2021 statement. You’ll get more Miles on the purchases you make at participating AIR MILES Partners.

    BMO AIR MILES Mastercard:

    •  The “3x the Miles” benefit will be added to your BMO AIR MILES Mastercard products with no annual fee as of November 3, 2020. This new benefit gets you 3 Miles for every $25 spent in eligible purchases at participating AIR MILES Partners. You will continue to get 1 Mile for every $25 spent in eligible purchases made everywhere else. There is no additional cost to gain this benefit. You can continue to enjoy all the great benefits and features of your BMO AIR MILES Mastercard product, without having to pay an annual card fee.

  • •  Yes! AIR MILES is considered a 3x Partner for merchandise, top-up and some travel-related purchases made on airmiles.ca and charged to a BMO AIR MILES Credit Card.

    •  Travel-related purchases include taxes and fees on flight, car and hotel redemption bookings. Please note, 3x Miles does not apply to the insurance portion of a Travel booking.

  • • Participating AIR MILES Partners may be added or removed at any time. A full list of AIR MILES Partners participating in the 3x the Miles benefit can be reviewed at airmiles.ca/bmopartners.

  • •  Don’t worry, there’s no limit to how many Miles you can get with this benefit.

  • •  Every $25 in eligible purchases made at participating AIR MILES Partners charged to your BMO AIR MILES Mastercard product(s) with no annual fee or every $12 in eligible purchases made with a BMO AIR MILES World Elite Mastercard at participating Partners qualifies for the 3x the Miles benefit. Please note that refunded transactions, cash advances, cash-like transactions, interest charges, fees, credit and debit adjustments are excluded. Participating AIR MILES Partners may be added or removed at any time without notice; visit the “Partners Near You” section of this web page for current participating Partner details.

  • Some purchases may not be eligible for the 3x the Miles benefit rate. These reasons could be one listed below:
    • •  You must make purchases using a BMO AIR MILES Credit Card when shopping at a participating AIR MILES Partner. Participating AIR MILES Partners may be added or removed at any time without notice. Visit the “Partners Near You” section of this web page for current participating Partner details.
    • • Miles are awarded on purchases charged to your credit card account only and will be adjusted for refunds. Purchases do not include cash advances, cash-like transactions, interest charges, fees, and credit and debit adjustments.
  • • BMO calculates the Reward Miles based on the total amount you spend cumulatively at all participating AIR MILES Partners during your most recent statement period. Your benefit of 3x the Miles is calculated separately from the other Miles you get, and all Miles are rounded down to the nearest whole number.

  • Regular Miles can take up to 60 days after the end of the applicable statement period to be credited to your Account, while your acquisition Bonus Miles can take up to 120 days.